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Ratio Analysis:
Financial Rations- relationships determined from firms financial information and used for comparison purposes.

Short Term Solvency or Liquidity Rations: ✓ These ratios provide information about the firm’s liquidity. The primary concern us the firm’s ability to pay its bills over a short run without undue stress. The focus on current assets and liabilities. Generally, but not always, the book value and the market value of a firm’s current assets/liabilities are similar as their life is not long enough to cause huge differences. 1. Current Ration= Current Assets/Current Liabilities o Because current assets and liabilities are, in principle, converted to cash within twelve months, the current ratio is a measure of short-term liquidity; the unit measure is either in dollars or times. For a creditor, the higher the current ratio, the better. For firms, the higher the current ratio indicates liquidity and also an inefficient use of cash and other short-term assets. He ratio should generally be at least one. 2. The Quick of Acid-Test Ration= (Current Assets-Inventory)/Current Liabilities o Inventory is often the least liquid current asset, it’s the one for which the book value is the least reliable as measures do market value and the quality of the inventory isn’t considered. Relatively large inventories are often a sign of short-term trouble. The firm may have overbought /over produced because of overestimated sales. Using cash to buy an asset reduces the quick ration, not the current. 3. Cash Ratio=Cash/Liabilities o Short term creditors would be interested in this ration 4. Networking capital to total assets=Net Working Capital/Total Assets o NWC is frequently viewed as the firms amount of short term liquidity 5. Interval Measure= Current Assets/Average Daily Operations Costs o…...

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